Services

  • An Owner’s Policy protects your property right for as long as you own your real estate.

    A Lender’s Policy is usually required by the lender and protects on the lender’s financial interest. The buyer/borrower typically pays for this policy.

    A title search is a standard part of the home buying or borrowing process that is conducted to uncover issues that could prevent your right to the property. Your title agent reviews the public record to see if there are problems or defects that could cause you legal issues.

    Possible issues could include:

    • Outstanding mortgages and judgments, or a lien against the property for taxes or other debt.

    • Pending legal action against the property that could affect you.

    • Unknown heirs of a previous owner who is claiming ownership of the property

    • Possible encroachments or boundary issues

    • Incorrect or incomplete legal descriptions

  • Letter Reports are a brief report summarizing the owner(s) and encumbrances that are recorded in the recorder of deeds’ office concerning a piece of real estate.

  • From contract to closing table, we can assist you from beginning to end of the real estate process.

  • Contact us to see if we can help with your questions or concerns.

  • Do you have a document that needs to be notarized? We can help. Please bring a valid ID. The fee is $5 for each notarized signature.

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The Closing Process

Contract Acceptance

The buyer and seller sign the purchase agreement, outlining the terms of the sale.

Opening Escrow

Earnest money is deposited into our escrow account, protecting both the buyer and seller, and paid out in accordance with the contract terms.

Closing

The buyer, seller, and relevant parties (lender, real estate agents, attorney, and closing agent) meet to sign documents, transfer funds, and deliver the deed.

Post-Closing

The deed is recorded with the county where the real estate is located, funds are disbursed, and the buyer officially takes ownership. This office makes sure all of the requirements within the title commitment have been met and issues the final title policy.

To learn more about the closing process, click below.

Home Closing 101

Due Diligence

This period includes any inspections (ordered by you or your lender), appraisal, and the title search and commitment verifying the marketability of the property. The buyer would also finalize their loan process and the lender completes underwriting approval.

  • "Great Service from Boonville Abstract and Title Company with our home closing. Worked within a VERY short timeline, with sellers out of town, and even had several last minute pivots that had to be made. Great personal service from Mandy and Ashley. Thank you ladies for your service and professionalism!"

    Drew S.

  • " I needed a notary of public on short notice. Did a Google search...and it steered me wrong. Twice. After being referred to the "abstract place down on the corner", I ran into Mandy on the street, of course she seemed to be in a hurry, but looked at the papers in my hand and immediately realized I was headed her way. She promptly addressed me and led the way back to the office. She truly went above and beyond. This experience has definitely made me appreciate my decision to move to Boonville."

    Michael L.

  • "Great service! We have used them for selling our house for sale by owner. They make the process go smoothly!"

    Elaine G.